Home2024-04-16T21:26:29-05:00

Assurnet Insurance Agency in Richardson Texas.

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Protection meets life.

Coverage designed to fit your lifestyle.

Home Insurance

Homeowners

Protection specifically designed for your property.

Automobile Insurance

Automobile

For vehicles, golf carts and everything in between.

Umbrella Insurance

Umbrella

Extra protection to protect your hard work.

Life Insurance

Life

Peace of mind knowing your family is protected.

Health Insurance

Health

Solutions designed to help in times of distress.

Business Insurance

Business

Protection for your business and employees.

Google Rating
4.9

Your 5 Star
Insurance Agency.

The best insurance agency, according to those who matter:
Our Customers.

AB
Adrian Belmontes
Jorge , is very helpful and profesionalThanks to all ASSURNET team..!!
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Santos Melchar
It was an excellent service and fast, I loved the service, thank you
OM
Oscar Mary
The agents are very professional and the attention is personalized.
JA
Janet Andablo
Brenda is an amazing insurance agent. I have been a customer of Assurnet for many years. Brenda always makes sure to keep me updated on my renewal or changes in my insurance policy. I would recommend Brenda and Assurnet to anybody who wants a great experience and long time agent who is there for you every step of the way.
AV
Adan Villarreal
Denisse is a kind, prepared and efficient person. She is also patient and attentive to my needs.Everything was processed in the first attempt.
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Robbie Rickenbacher
Great Communication and very helpful with the services they provide!
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Coralia Yera
Very good service I would always recommend her, very good treatment and very friendly
AV
Ana Marcela Velez
I love working with Maribel, she gets me the best prices with the best companies. She is very efficient and fast, every time I have a question, she solves my doubt.I highly recommend them.
RL
Rafa Lupian
Maria is always so helpful, efficient. And great service. AAA++++. Employee. Along with Maribel and Brenda. Best prices and service that I have found so far and O have shopped quite a bit.
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Jessica
Brenda was amazing! She helped me get the best deals and had awesome customer service! I would recommend her to anyone!
EG
Esmeralda Garcia
Every time I speak they help me with what I need and a woman named Maribel works there and she is the one I like to ask the most why she gives you all the information you need.
GV
Gerardo Vazquez
Super grateful for the service provided, and delighted with agent Nataly, may God bless her always
About Us.

Who is Assurnet Insurance Agency?

Since 1986 Assurnet Insurance Agency has served the insurance needs of Texas. As an independent insurance agency, we will do all the shopping around for you!

We are able to compare price and coverage options with a variety of top insurance carriers in the industry.

It is our goal to help you understand your options and make the process as simple as possible because insurance doesn’t have to be so complicated!

While we focus on delivering value, we do a great job of delivering on price too.

38% Lower Rates vs Allstate

21% Lower Rates vs State Farm

34% Lower Rates vs Liberty Mutual

26% Lower Rates vs Geico

Happy family moving into new house with insurance from Assurnet Insurance Agency
Frequently Asked Questions.

Questions? Answers.

Will turning in a claim automatically increase my insurance?2024-03-06T15:36:16-06:00

This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

What is an adjuster?2024-03-06T15:36:16-06:00

An adjuster is a representative of the insurance company that helps settle a claim.  They are not employed by us.  We do not settle claims as this is done by the adjuster.  However, we will assist in making sure a covered claim is paid fairly and promptly.

Does my insurance cover special events such as weddings?2024-03-06T15:36:16-06:00

Many venues that are rented for special occasions such as weddings and graduation open houses require proof of coverage for up to $1,000,000 in liability insurance to cover property damage and bodily injury accidents that may occur during the event.  Many Homeowners policies will provide coverage for these types of events. An excess / umbrella liability policy is also a good idea and will comply with the requirement for $1,000,000 in liability coverage.

If you are hosting an event where alcohol will be served, your homeowners policy will cover this “host liquor liability” as long as you do not charge money for the alcohol. If alcohol will be served it is recommended to transfer the liability by hiring a bartender or caterer who carries their own liquor liability coverage. If you do decide to have a cash bar or if the venue requires to be listed as an additional insured on your policy, we can provide you with a separate Special Event Liability policy to cover this exposure.

For specific events and how coverage would be afforded under your policy please contact us.

What is scheduling?2024-03-06T15:36:16-06:00

Scheduling involves placing specific items with a specific value on your homeowners insurance.  It can also be called an “Inland Marine” policy.  This allows coverage for items that may be leaving your premises and would then be lost or stolen.  They can also be set at specific deductibles.  The most common items to schedule are jewelry, bikes, cameras and fine arts.

What is the difference between “replacement cost” and “market value”?2024-03-06T15:36:17-06:00

Replacement cost is the amount it costs to rebuild a home or structure.  This amount can also include demolition.  This value can be significantly different than an appraisal.  Reason being, the cost of materials to rebuild can outweigh a home or structure’s market value.  When insuring a home or structure the insurance company needs to know the replacement cost.  There are tools that our agents use to help approximate this value.

Do I need to have auto insurance if my vehicle is paid off?2024-03-06T15:36:17-06:00

Yes, it is the State law for all owners of a vehicle to have auto insurance.  It is your choice if you wish to insure for physical damage if there is not a lender involved.

Don’t see your question? Contact us.

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Assurnet Insurance Agency.

Our team of knowledgable agents are experts at finding the right coverage for your needs.